Terms & Conditions

Kissan Pragati Terms

IMPORTANT: Read thoroughly before submitting or signing.

  • 2% charges (processing fees and conversion charge) of investment amount will be deducted at the time of disbursement.
  • Minimum profit 6% yearly and payable semi-annually (every six months).
  • After receiving this kissan pragati form then MBIL valuer will visit for valuation.
  • Membership card fee of Rs. 500 for silver card to be paid at the time of form submission.
  • Disbursement takes 10 banking days.

I, hereby agree that if financing is provided to me, for the purpose of the business project described herein, that:

  • I shall follow the operation plan to be submitted.
  • I shall use the funds received for the purposes intended.
  • I shall make changes or alterations to the plan only with written permission of M/s. Malik Bullion Investments Ltd.
  • I shall maintain insurance as required by Malik Bullion Investment Ltd.

Email – kissan@mbil.mu

For inquiries, please get in touch with us.

Micro Loan Terms

IMPORTANT: Please read thoroughly before submitting or signing.

  • Gold membership fees of Rs. 5,000 at the time of submission of the form.
  • A one-time conversion charge of 6%, along with mortgage charges, insurance fees, and other applicable charges, will be automatically deducted from the investment amount upon disbursement.
  • The investment will be disbursed within 30 banking days, subject to the completion of all required formalities.
  • An interest rate of 6% per annum shall be payable on a quarterly basis to Malik Bullion Investments Ltd.
  • The investment duration shall range between 3 to 10 years, with the possibility of extension at the discretion of the investors.
  • The investment will be collateralized on a case-by-case basis.

I acknowledge and agree that if financing is provided to me for the business project described herein:

  • I shall adhere to the operational plan to be submitted.
  • I shall utilize the funds solely for their intended purpose.
  • I shall only make modifications to the plan with prior written consent from Malik Bullion Investments Ltd.
  • I shall maintain insurance coverage as required by Malik Bullion Investments Ltd.

Email – micro@mbil.mu

For inquiries, please get in touch with us.

Macro Loan Terms

IMPORTANT: Please read thoroughly before submitting or signing.

  • Upfront Fees:
    • 2% of the investment amount is required upfront as non-refundable registration, security deposit, and processing fees.
    • Paid directly to Malik Bullion Investments Ltd during application submission along with platinum membership fees Rs. 10,000/-
  • Deducted Charges: A one-time deduction of 4% from the investment amount for conversion, mortgage, insurance, and other charges will be applied at disbursement.
  • Investment Timeline: Investments will be made within 30 banking days after completing all formalities.
  • Interest: A quarterly interest rate of 6% is payable to Malik Bullion Investments Ltd.
  • Duration: Investment terms are 3-10 years, with potential extensions at the investor’s discretion.
  • Collateral: Investments will be collateralized on a case-by-case basis.

This statement is a formal acknowledgment of the responsibilities associated with financing provided by Malik Bullion Investments Ltd. Below is the agreement summary:

  • Operation Plan Commitment: You agree to follow the operation plan that you will submit to Malik Bullion Investments Ltd.
  • Restricted Use of Funds: The funds must be used exclusively for the business project described and cannot be redirected without consent.
  • Plan Alterations: Any modifications to the operation plan require prior written permission from Malik Bullion Investments Ltd.
  • Insurance Requirement: You must maintain insurance coverage as mandated by the company.

This agreement emphasizes strict adherence to the stated conditions. Ensure you fully understand and can comply with these
terms before proceeding.

Email – macro@mbil.mu

For inquiries, please get in touch with us.